F6: DeFi and Microlending for Africa
How can we enable the creation of micro-lending and Defi dApp solutions that fits the African setting?
Trade Finance and Credit Insurance
<p>In order to scale up the space in Africa, it is important to protect the work and investment</p>
StableCoin Wallet without Internet
<p>Problems in Africa</p><p><br></p><p>.No Internet</p><p><br></p><p>.Money Losing Value due to Inflation</p><p><br></p><p>.Week links to Global Financials Systems</p><p><br></p><p>.Unprocessed Exports</p>
Scaling up Tontine
<p>Tontine is a popular way usually for women to raise money for micro-business but they hardly scale up to more than a few tens of people.</p>
Oracle CPI data 47 African counties
<p>Basis for adoption of lending, rental and insurance contracts are data for yearly price adoptions according to the:</p><p><br></p><p>Consumer Price Index</p>
Microlending Partnership Models
<p>While DLT can increase the value created from the microlending ecosystem, Cardano's partnership model is currently undefined.</p>
Lending platform for africans
<p>Cash flow to conduct business is a big issue for less wealthy people in africa. Loans are difficult to get and with high interest rates</p>
Helping African Social Savers
<p>Social savings circles known by dozens of names across Africa lack digitized records and credit checks for their members.</p>
Green Lion (GL) lending in Ghana
Solution: 瓦达+绿狮寻求发展自我维持的流动资金池，为加纳的非正规部门提供低成本的商业贷款。
Distributed Income Share Agreements
<p>Financing for higher education is scarce in lower-income countries where a range of economic factors have eroded creditor confidence</p>
Direct Donation for Education
<p>Current donation services lack efficiency, transparency and security. ADA microlending may be difficult due to legal barriers and trust.</p>
Defi Credit Union Via Crowd-staking
<p>Most access to credit in Africa is done via traditional credit unions, which is limited by factors like; Trust, Familiarity & Capital risk.</p>
CheCha - With ADA Wallets
<p>Zimbabweans have insufficient small change USD cash to match the purchases of goods or services, CheCha was developed to solve that</p>