I strongly agree that this proposal is best fit to the Coti's challenges amongs 19 proposals.

There are more than 20 million e-commerce websites globaly. Most of it were belong to small merchant. The fact is that small merchant don't have the technical resource to intergrated their e-commerce website into coti payment system. The proposal addressed this issue using a cloud based pluggin.

Team also provide their solution for the scalability problem without compromise the quality (ie: transaction fail) by the multiple API solution. The real products may facing more challenges on this problem.

This proposal certainly and effectively addresses the challenge . The project has provided a clear defined problem of achieving set goals of the campaign and much more. The idea of providing a platform to continually provide innovative solutions for wider and secure Ada pay plug in integrations is very interesting.

The proposal is comprehensive (especially when including the attached google doc) and addresses all the key points of the challenge. I was initially turned off by the fact that they will produce an SAAS product, but their funding request is very modest so i think this is acceptable.

The proposal is within the challenge goal because I think this implementation will be core for the Cardano community will help any developers to reach Cardano playground and growth in the future. CPAY - TRUSTORDER ANTI SPAMORDER LIBRARY This proposal is well presented and has a highly successful probability that matches the challenge of this project. There is clarity in the problem, solution, and alignment of these with the challenge. Building ADA payment plugin software It is well described and will be a reliable product to be integrated into the Cardano ecosystem providing powerful functionality for smart contracts.

The cPAY - TrustOrder "Anti Spam" Order proposal tries to find the plug in to allow merchants to accept ADA and protect them from Spam orders. It addresses COTI challenge effectively by not only offering the solution but also the quality one.

First of all great proposal, We get a real in-depth proposal which shows the amount of time already spent on it. The proposal fits within the challenge. Be not only focussing on big popular online platforms like Shopify but also including single retail websites you don't cut out the small fry. And this is what the Cardano community is all about.

I strongly agree that this proposal effectively addresses the challenge. The problem is explained in bullet points and is clearly covering not only the ada pay integration with ecommerce platforms but also the protection to sellers/merchants agains fake requests/offers. This is a big problem currently also for giants such as amazon. However, in the solution it would have been nicer if they had pointed out to their proposed solution to such a problem.

Nevertheless, I think the solution proposed is quite elaborative and covers all the aspects of this challenge settings. The well defined steps in solution points to that the proposer and team has thought through the solution and well aware of what and how of the implementation of the solution.

Therefore, full points from my side.

Has the problem needing to be solved been identified and articulated?

The problem needing to be solved has been identified and articulated namely There is no simple enough plugin which non-technical users can use to integrate with their website then protect sellers from spam orders

Does this proposal fall within the scope of the challenge brief? It is clear that this proposal falls within the scope of the challenge brief building software of ADA payment plugin on COTI platform for online commerce payment using smart contract.

Does this proposal show clearly how it will add value to the Cardano System? This proposal shows how it adds value to the Cardano system by creating such a solution

Have key metrics and goals of the proposal been stated clearly Key metrics would be number of users, no of wallets, no of fiat transactions, no of ADA transactions.

Do the key metrics and goals of the proposal fall within the scope of the challenge

The key metrics and goals of the proposal fall within the scope of the challenge

Can the proposal scale to address future challenges? Proposal can be scaled up to address future challenges by adding more businesses who use the same solution

This project will have a positive impact on Cardano system by enabling small businesses to get on board.

I can say that this proposal adequately addresses the challenge hence i have given it a 5 star rating.

I am qualified to write this assessment based on being a translator since 1992 at the State Broadcasting Corporation as well as since that time,running my own translation agency, working with the two native languages of my country as well as working on various translation projects into other languages, including translation, transcription and proofreading. I have also been an event organizer in various capacities, both through my company and on a voluntary basis for youth groups and churches. I also have run a web development company from 1997 and have been the author of many ground breaking projects in web and Flash related projects in my country including payment gateway containing sites.

This is an incredible proposal, thoroughly structured and with a high potential. Its solutions go right at the heart of the objectives of the challenge. Its goals are strongly aligned with the outlined challenge settings. The result intended meets exactly what success should look like, a plug-in solution that is easy to integrate, user-friendly and adds value to the Cardano ecosystem. The proposal is well written, clear and articulates how the solution will be implemented. Its metrics resonate with the goals pursued and the proposed solution is able to scale to address future challenges.

The proposal states a clear problem and provides a solution to it. It clearly articulates how it will add value to cardano.

This proposal addresses directly what the COTI challenge asks: it presents a solution for a user-friendly AdaPay plugin (rebranded as cPay) for use on ecommerce sites. In addition to the big names like Shopify and Woocommerce, they go on to list integration into other major ecommerce including overlooked areas such as booking sites and open source web intermediaries, including Joomla and Wordpress itself. This wide net captures an excellent array of options for COTIs AdaPay going forward, both local and global. They indicate an understanding of how they would like to use their media presence to both adequately conduct market research (via reasonably scaled surveys at set points during the rollout) as well as follow up on merchant adoption of the plug-in. They also included a section of the proposal addressing SaaS and scaling issues/solutions in order to maintain the quality of the plugin's service as userbase scaled, an often overlooked point. The prioritization of ease of use for both onboarding a merchant to AdaPay and a 'clicks-only' user experience is both promising and critical to adoption.

They identify the problem of integrating ADA payments into existing payment solutions. They will ad value to Cardano ecosystem by enabling ADA payments on existing ecommerce websites. The metrics they have laid out like building community and getting customers on board using the plugin is in line with the challenge setting's metrics. Proposal is able to scale as it is a plugin.

This proposal addresses the need to build and integrate an API solution between Cardano and COTI systems for non-technical users to incorporate in the e-commerce business. The design appears to be an agnostic-based solution and will be scalable to multiple shopping platforms.

The roadmap are clear as well as the deliverable on each timeframes.

KPIs are also clear and measured by the product deliver as well as number of pioneer mechants/ user who will apply it.

Finally, the section of challenges and risks shows the team have considered various scenarios which I also think about when reading the propsal.

The KPIs mentioned in the proposal is more than sufficient to verify and assess the proposal if eventually funded.

There are KPIs in the first 3 months, 6 months later and the next 3 months and their project will be continuously monitored by the community. Their solution is very detailed and cPay Plugin project seems to get to a great start as it is well documented in GitHub.

The modest budget is broken down. A clear timeline is given with specific goals. The project represents a small portion of the challenge funds and should be easy to assess for success.

The proposal is divided into clear sections which make reading this a breeze. Every step is very well detailed in small steps that add together. The roadmap and budget is perfectly detailed, we can comprehend this on a basic level on what is planned for the proposal and where the funds will be used for.

Additionally, the phases of the proposal are well outlined, making it clear to the community how and when certain milestones will be reached. The plan has clearly defined data and objectives that can be measured. For these reasons, I believe that the suitability of the proposal is perfect, with no points to criticize, just praise. The budget timeline is well identified It would be nice to see the budget aligned with those, however, it is a well-thought-out and communicated proposal.

There is a roadmap with milestones

There are Metrics such of number of users, no of wallets, no of transactions, time taken, amount of fees saved, amount of time saved on each transaction.

The problem has been clearly understood and solution has been given in much detail.

Are there contingency plans in place for various outcomes?

Nonetheless one piece of advice for the proposer. Make as many metrics which you can track easily. Use Trello or Notion or some similar project management tool.

The information provided is sufficient to audit the progress and the success of the proposal hence I have given it a 5 star rating.

This is the perfect showcase of how you provide a great proposal which is easy to assess. Good work, It contains all the several points a CA wishes for. It will also be easy to evaluate how successfull the idea was in the future.

I fully agree that the information provided here is sufficient to audit the progress and success of this proposal.

The KPIs. mentioned here are very clear on what community can expect when, including the set of features that are or are NOT included in3 -6 months after approval of the project funding. These KPIs are in align with the challenge settings, and how success looks like section in this proposal is a good overview on what community can expect a result of successful implementation of this proposal. This, also in my opinion is in alignment with the challenge settings for KPIs and success definition.

The budget breakdown is quite elaborative and makes total sense for this challenge settings. Risks are well outlined, and team has also thought through the potential solution to those risks. This will help community to be always aware of any potential blockers during the implementation phase of this project.

The roadmap with milestones is clear and complete. It includes building and testing phases. They have listed lots of KPIs for the first 3 months and 6 month mark. Most KPIs are easy to measure, making it easy to track the progress and performance of this project. KPIs include user adoption, community growth, parts of plugin being finished, research being gathered. They have clear understandable descriptions of the problem and solution. Each broken down into bullet points describing extra problems caused by problem and steps to be followed to solve the problems.

The proposal has carefully considered the topic of auditability. A roadmap with clear milestones and deadlines was traced. Very relevant KPIs were defined and will help in tracking the team's progress. The problem faced was scrutinized and thoroughly studied and it can be seen that it was well understood. Plus, the solutions proposed accurately address the challenges. I would have only spent more time in defining KPIs regarding scalability and the success of transactions. Both of these topics are very important once the product is up and running because they will lead the future of the solution.

Clear milestones, KPIs, measures of success, and spend breakdown make this proposal highly auditable and transparent in how they plan to use the funds if won.

They have provided a very detailed and granular roadmap laying out 5 quarters worth of development and deployment. Reading through them, there were no unreasonable 'leaps' forward in developing, and they included plenty of time for testing and research. They also provide a "3-months out…, 6-months out…", format for deliverables which is quick way to assess auditability, however I think voters would prefer to see the volume of information under each time scale even more granular, 1 month or even bi weekly. This deficiency is made up for by a very granular monthly breakdown of the first 3-month KPIs, with specific, concrete targets. Not only should this keep them on track, but also answerable to the community.